Understanding Medicare Plans: Coverage, Benefits, and Cost-Saving Tips

Navigating the world of healthcare can feel overwhelming, especially as individuals approach retirement age. Medicare is a federal health insurance program designed primarily for people aged 65 and older, although younger individuals with certain disabilities may also qualify. Understanding the different Medicare plans, their benefits, and how to manage costs can make a significant difference in both your health and finances.

Types of Medicare Plans and Their Features

Medicare is divided into different parts, each offering specific types of coverage. Medicare Part A covers inpatient hospital care, skilled nursing facility care, hospice, and some home health services.